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Social Security Fun Facts

Posted on Oct 28, 2014 in Confidence

“In 2010, 75% of the 34.5 million retired workers elected to receive a reduced benefit prior to their full retirement age (FRA). Relatively more women (76.4%) than men (71.4%) received a reduced benefit.”(Source: SSA Annual Supplemental) A person receives 75% of their Full Retirement Age (FRA) benefit if they begin benefits early at age 62. If they delay benefits to age 70, they then receive 132% of their FRA benefit. Married couples have a couple of claiming options that you might not have known about including File and Suspend, Claim Now, Claim More Later and Two High Earners...

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Client’s Mission Trip to Ghana

Posted on Oct 28, 2014 in Freedom

One of Darrell’s clients, Lynn Schertz, participated with his church on a mission trip to Ghana earlier this year. Here is a small excerpt from Lynn’s mission report: “Myself, our senior pastor and children’s pastor hosted a Christian worker’s conference attended by about 100 people.  We distributed 30 study Bibles as well as other Bibles and literature, gave seminars, and our pastor led 2 revival services attended by over 200 people each night from the small village where the conference was held.  We also took 250 pairs of reading glasses with us as many of the people have poor vision due to poor nutrition. We made many new friends and hope to continue our relationship with these people in Ghana.”  If you are on Facebook, you can go to to see the latest video of the latest trip, journey five or more information can be found at...

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7 Minute Workout

Posted on Oct 28, 2014 in Simplicity

If you are looking for a quick and easy way to get some good exercise once a day, then we would recommend trying this free computer application download. Based on ‘The Scientific 7-Minute Workout’ routine posted in the American College of Sports Medicine’s Health & Fitness Journal and highlighted by The New York Times it features 12 exercises deploying only body weight, a wall and a chair. It especially makes sense for you if you have a smart phone as you can download the application on to your phone and use it almost anywhere you are with your...

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