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5 Things Stopping You From Saving Money

Posted on Mar 13, 2015 in Confidence

Not keeping track. Increase your savings by creating a monthly budget so that you can see where your money is going and set attainable goals. Refusing to cut back. Some ways to break splurging habits are to unsubscribe from retail emails, eat out less and switch to generic products. Not being prepared. Having an emergency fund separate from your savings will help insulate your financial goals from whatever might come. Holding too much debt. As soon as you secure an emergency fund, tackle your debt. Freedom from debt, will free up money for your savings goals. Making excuses. Your attitude may be holding you back. Try to change how you view your fiscal priorities so you can focus on what gets you to your goals. Read more at:...

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3 Tips for Reducing Paper Clutter

Posted on Mar 13, 2015 in Simplicity

Discard old newspapers daily. By the time you get around to reading day-old news, you will have heard most of it through TV, radio or social media. Share your magazine subscriptions. Take a magazine with you to every appointment—doctor’s office, car service center, salon—but once you’re called back for your appointment, leave the magazine in the waiting room. Don’t bring junk mail in the house. Keep a recycle bin in your garage and toss away junk mail before you walk in the door. Be sure to shred any credit card offers or pieces of mail with sensitive information. (Source:...

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