5 Retirement Tips to Trust
  1. Wait for Social Security. If you can afford to, wait until you're 70. For every year you wait after age 62, your benefits increase by about 8%.

  2. Do a budget, hire a financial planner, get a retirement plan. Once you have found an advisor you trust, they will have you do a budget, and get you and your spouse to sit and discuss your shared vision for retirement.

  3. Do not retire without a plan. Don’t retire without knowing what you will be doing for the rest of your life. Even those who thought they would love to play golf every day often get bored within six months.

  4. It’s never too late to start saving. Most of us have not saved enough and must adjust our way of thinking about retirement. The longer you work, this helps you build savings and keeps you from drawing down the savings you do have.

  5. Don’t be afraid of the stock market. Besides people not saving for retirement, one of the biggest mistakes clients make could be being too conservative with their investments. The impact can be huge over a lifetime of saving.

Read more at: http://usat.ly/1LZLeiR (Source USAToday.com)

Introducing Susan Strubhar
 
20191219-douglass0279.jpg

You may have noticed a new voice answering the phone. We would like to introduce the newest addition to our team: Susan Strubhar, our Client Services Manager.

We have asked Susan to make sure that everything we do is focused on meeting our clients' expectations and building strong relationships.

As part of that, we want communicate with you in the most effective way possible. If you would like us to have your email or cell phone on file and use that as your preferred contact method, let us know. In addition, if you have any change to your information, Susan can help you get everything updated with the different investment/product companies.

Call Susan at (815) 842-4393.

 
Douglass Financial Services to Celebrate Opening of Bloomington Office Saturday

NEWS RELEASE

April 23, 2015

CONTACT: Jessica Henrichs, jessica.poppe.henrichs@gmail.com, (309) 310-2070

FOR IMMEDIATE RELEASE

BLOOMINGTON, IL -- Douglass Financial Services, a longtime financial consulting firm based out of Pontiac, IL, is celebrating the opening of their Bloomington location with an open house on Saturday, April 25 from 8:00a.m.–10:00a.m. at 3807 GE Road, Suite #2, Bloomington.

Sam Douglass, formerly of Forrest, Illinois, founded Douglass Financial Services in 1973. Today, Darrell Douglass and David Douglass, both of Bloomington, continue their father’s dedication to providing unbiased advice and diversified financial resources to individuals, families, retirees, farmers and small-business owners.

“We believe we have been called to help people experience freedom in their financial lives,” said Darrell Douglass, senior partner of Douglass Financial Services. “As clients’ situations become more complex, we strive to bring together the tools and professionals who can best make a difference in the lives of our clients.”

The new office will allow Douglass Financial Services to better serve their Bloomington-Normal clients and accommodate continued growth in the area.

About Douglass Financial Services

Douglass Financial Services is an independently owned financial consulting firm offering over 30 years of client service. We are dedicated to providing unbiased advice, impeccable service, and diversified financial resources to individuals, families, retirees, farmers, and small-business owners. We have aligned with Cambridge Investment Research, Inc., one of the most respected independent broker-dealers in the industry. Our affiliation with Cambridge enables DFS to provide objective advice, customized services, superior technology, and an open architecture platform. Together, we offer the objectivity of working with an independent financial firm with the ability to access the world’s financial markets and a wealth of investment resources.For more information, visit www.douglassfinancial.com.

# # #

GeneralMichael Gowin
5 Things Stopping You From Saving Money

Not keeping track. Increase your savings by creating a monthly budget so that you can see where your money is going and set attainable goals.

Refusing to cut back. Some ways to break splurging habits are to unsubscribe from retail emails, eat out less and switch to generic products.

Not being prepared. Having an emergency fund separate from your savings will help insulate your financial goals from whatever might come.

Holding too much debt. As soon as you secure an emergency fund, tackle your debt. Freedom from debt, will free up money for your savings goals.

Making excuses. Your attitude may be holding you back. Try to change how you view your fiscal priorities so you can focus on what gets you to your goals.

Read more at: http://usat.ly/1uPnECc

ConfidenceMichael Gowin
3 Tips for Reducing Paper Clutter

Discard old newspapers daily. By the time you get around to reading day-old news, you will have heard most of it through TV, radio or social media.

Share your magazine subscriptions. Take a magazine with you to every appointment—doctor’s office, car service center, salon—but once you’re called back for your appointment, leave the magazine in the waiting room.

Don’t bring junk mail in the house. Keep a recycle bin in your garage and toss away junk mail before you walk in the door. Be sure to shred any credit card offers or pieces of mail with sensitive information.

(Source: FlyLady.net)

SimplicityMichael Gowin