A summary of our market outlook and current portfolio positioning. Please see the following PDF:Morningstar Investment Services: MarketPerspective_Q32019_Final
Haiti – Part Deux
Last July, Darrell and his youngest daughter, Lindsay, were within 15 minutes of boarding a flight from Miami to Cap Haitian, Haiti, before the trip had to postponed due to civil unrest (we would encourage you to go on-line to learn about the economic challenges that people in Haiti continue to face due to rapidly rising fuel and food costs).
Miraculously, the team was able to recoup almost all the trip costs and was able to reschedule for this July, with most of the team being able to make the trip again.
As before, they plan to visit the different Haitian Christian Ministries church campuses where they will hold Vacation Bible Schools, provide resources to the children and encourage the teachers and parents. As a bonus, the team will staying in the newly constructed dormitory that has been built on the Welcome Home Haiti property to house the various mission teams that continue to go to serve the people of northern Haiti.
One of DFS’s clients had a role in resourcing this project, so it will be such a blessing to see the impact of that commitment.
Please keep Darrell and Lindsay and the entire team in your thoughts and prayers as they make this journey, and go to https://hcmin.org/or https://welcomehomehaiti.com/ to find out more about the work that is being done in northern Haiti.
In the ever-changing landscape of healthcare insurance, we noticed a question that has come up for a couple of our clients that we thought might pertain to some of you as well.
What are my Medicare options even if I am still working after age 65 and have coverage through my work?
Do I Need to Enroll in Medicare If I’m Still Working? By Maurie Backman - https://www.fool.com/retirement/2017/05/25/do-i-need-to-enroll-in-medicare-if-im- still-workin.aspx\
"Medicare When Working Beyond 65" by Patricia Barry -https://www.aarp.org/health/medicare-insurance/info-03-2011/ask-ms-medicare- question-94.html
In addition to reading these articles, we highly suggest that you discuss your situation with your own personal healthcare insurance agent or if you do not have one then call our own in-house health insurance expert, Mark Post, who we know would be happy to help.
A summary of our market outlook and current portfolio positioning. Please see the following PDF:Litman Gregory Commentary_Client Version_Q12019
This past summer, I along with my oldest son, Max, and my parents, Sam and Jeanette, had the wonderful opportunity to travel to South America.
The primary purpose of our trip was to visit our dear missionary friends, Dr. Manuel and Nellie Avila, in Cuenca, Ecuador.
Our family has supported Dr. Manuel and his medical ministry for several years now and this was an opportunity for the four of us to show our support to Dr. Manuel and his family and their ministry, as well as see first-hand the marvelous hopes and dreams the Avila family has for the Ecuadorian people.
While there, we are also able to see and assist a bit with the construction of Manuel and Nellie’s new home. Their hope is that this new physical dwelling will not only be a place of rest for their family, but also a place where they can host many of the countless missionary partners from Canada and the U.S. that travel to Ecuador regularly to assist them in their ministry.
We were also able to visit some of the places and people in Cuenca who were an important part of my family’s six years of ministry there. Each time I have had the opportunity to return to the country of my birth I am blessed and enriched by the experience and I am sure that my traveling companions would say same.
We are all grateful that we have been given the time, resources and freedom to keep our connection to Ecuador and our friends there alive. ~Dave